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Jan. 20, 2010 4:40 AM - 0 comments - [ post comment ]
Filed under: General
Many policyholders just like you have asked the same questions: How do I estimate my loss? Will I recover enough to rebuild? Can I do this myself, without a public insurance adjuster? This uncertainty is easily removed through the professional assistance of our proven team of professional Public Insurance Adjusters .PublicinsuranceadjustersPublic insurance adjusters are the only category of insurance adjuster who work exclusively for you, the policyholder.* A company adjuster (often referred to as simply the "insurance adjuster") works for the insurance company.* An independent adjuster also works for insurance companies, not for policyholders. They are simply an independent agent rather than an employee, so an independent adjuster could be working for multiple insurance companies.* A public insurance adjuster represents the only category of adjuster that works exclusively for policyholders and never for insurance companies. This means there is no inherent conflict of interest when it comes to advocating on your behalf to the insurance company.Public insurance adjusters will typically contact you after a disaster. Many people dont realize that the insurance company doesnt automatically pay their insurance claim. Instead, its your responsibility to prove your claim in order to get compensated for a loss. When a disaster occurs, the insurance company has adjusters, building engineers, claims managers and supervisors, all representing their interests. Who do you have representing yours?As you are trying to rebuild your home and stabilize your life, there is little time for learning the ins and outs of insurance to make sure youre not settling for less than youre entitled to.Public Adjusters can help by:• evaluating your policy to help present the strongest possible claim to your insurance company;• measuring & documenting damages to detail and prove your losses: your house, your belongings, your additional living expenses;• negotiating on your behalf with your insurance company;• advising you of your options and keep you informed every step of the way;• settling your claim for the maximum amount; and• freeing up your time to focus on the emotional recovery of your family and your job.Every property insurance claim is unique. Public adjusters can provide some or all of the following services:• conduct a comprehensive review of your policy;• assist you in complying with your policys requirements, such as mitigating further damage and being aware of time limitations;• present and support an itemized claim package to your insurer;• work as your advocate at all inspections and meetings with your insurance company;• secure the best possible settlement in the shortest possible time frame; and• communicate with you every step of the way.

Jan. 20, 2010 4:35 AM - 0 comments - [ post comment ]
Filed under: General
Damage to your most important life investment, your home is not always apparent or visible. Great care should be taken to inspect all aspects of a sinkhole or sinkhole related damage. Once the Public insurance adjusters have inspected your property damage and have all the details of the problem we can write an estimate to properly fix the damage. Detailed construction processes are defined along with proper clean up techniques to fix the damaged area and any other areas which could have exposed your home to future issues due to the sinkhole damage. Experience is critical in assessing sinkhole damage. Public Insurance Adjusters at All state public adjusters are experts in assessing possible sinkhole damage and evaluating your insurance policy to determine the extent of your coverage; their assessments secure fair and proper payments for you to complete home repairs.SinkholeDamageDo you know what to look for when you have sinkhole damage? Has there been sinkhole activity in your area? For example, have you checked your home for stepping, vertical, or horizontal cracks in your interior and exterior walls? These cracks usually show on the exterior first and work their way to the interior side of your wall.